The basis on which this site publishes information and the limits of what it claims.
Last updated: 1 May 2026
reedcapitalexposed.co.uk is a personal publication operated by an individual acting in their own capacity as a victim of the mortgage transactions documented on this site. It is not operated by a law firm, regulatory body, news organisation or any other professional entity.
The site is published under the right to freedom of expression as protected by Article 10 of the European Convention on Human Rights, as incorporated into domestic law by the Human Rights Act 1998, and as preserved in UK law following the United Kingdom's departure from the European Union.
Every statement of fact published on this site is based on one or more of the following:
The site operator holds all original source documents and they are available for inspection by verified journalists, legal professionals and relevant authorities on request.
This site does not claim, assert or imply that any individual or organisation has been found guilty of any criminal offence by any court. In particular:
Toby Whittaker and Stephen Michael Talbot have been charged by the Serious Fraud Office in connection with Operation Hazel but have not been convicted of any offence. They are presumed innocent until proven guilty by a court of competent jurisdiction. Nothing on this site should be read as a statement of their guilt.
This site does not claim that any solicitor, valuer, broker or lender named on the site has been found to have committed professional negligence, regulatory breach or any other wrongdoing by any court or regulatory authority. The site presents documented facts and raises questions that the site operator believes are legitimate matters of public interest. The determination of legal liability is a matter for the courts.
Nothing on this site constitutes legal advice. The site operator is not a solicitor, barrister or legal professional of any kind. Any information on this site about legal issues, causes of action, limitation periods or regulatory processes is provided for general informational purposes only and should not be relied upon as legal advice.
Visitors who believe they may have been affected by the transactions described on this site should seek independent legal advice from a qualified solicitor.
Every individual and organisation named on this site was given a formal written opportunity to provide a response, correction or clarification before and after the site's publication. Right to reply letters were sent on 30 April 2026 giving 14 days to respond. Any responses received are or will be published alongside the relevant content on this site.
If any named party believes that any statement on this site is factually inaccurate, they are invited to contact the site operator at jamie.craddock@btinternet.com with the specific statement they dispute and the basis for the dispute. Genuine factual inaccuracies will be corrected promptly.
The site operator believes that all content published on this site is defensible under the following grounds:
The site operator has taken legal care in the preparation of this site and has deliberately confined its content to documented facts and matters of public record. The site operator reserves all rights to defend any legal challenge to this content.
The site operator is committed to maintaining the accuracy of content on this site. As legal proceedings develop, as regulatory decisions are made, and as further information becomes available, the site will be updated accordingly. The site operator cannot guarantee that all information is current at the precise moment of reading.
This site contains links to external websites. The site operator is not responsible for the content, accuracy or availability of those external sites. Links to government websites and official press releases are provided for reference and verification purposes.
For any queries relating to the content of this site, to report a factual inaccuracy, or to exercise any legal right in relation to content published here, please contact:
Jamie Craddock
jamie.craddock@btinternet.com
07825 213430
3 Chepstow Close, Biddulph, Staffordshire, ST8 6UE